Terms of Service

Last updated: August 7, 2026 · Effective immediately for new users and 14 days after posting for existing users · Questions? noah@quitslip.com

1. Acceptance of these Terms

These Terms of Service (the "Terms") form a binding legal agreement between you and Quitslip ("Quitslip", "we", "us", or "our"), an business operating from Ontario, Canada. They govern your access to and use of the Quitslip website, mobile applications, NFC receipt links, dashboards, and related services (together, the "Service").

By creating an account, subscribing to a plan, tapping an NFC sticker to view a receipt, or otherwise using the Service, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.

If you accept these Terms on behalf of a company, partnership, sole proprietorship or other organization, you represent that you have authority to bind that organization, and "you" refers to that organization.

2. Definitions

• "Merchant" means a business that creates a Quitslip merchant account to issue digital receipts.
• "Business Account" means an organization using Quitslip for Business to track employee purchases and expenses.
• "Personal User" means an individual who views or saves receipts for their own personal, family or household purposes.
• "Business User" means a Merchant or a Business Account — that is, any user acting for business, commercial or professional purposes.
• "Receipt Data" means transaction information displayed or stored through the Service, including items, amounts, taxes, timestamps and partial payment-card identifiers.
• "Third-Party Services" means services we rely on or integrate with, including Square, Supabase, Railway and app store operators.

3. Who these Terms apply to

Quitslip serves two very different kinds of users, and the law treats them differently. Which sections apply to you depends on which you are.

4. What Quitslip is — and what it is not

Quitslip is a software convenience layer that displays and stores a digital copy of transaction information supplied by a Merchant's point-of-sale system. Understanding the boundaries of that role is essential.

Quitslip is not:

• A payment processor, money services business, or financial institution. We never take custody of, hold, transmit or process funds. All payments occur between the customer, the Merchant and the Merchant's own payment processor (such as Square). We are not a party to any purchase transaction.
• The merchant of record or seller of any goods or services shown on a receipt. Any dispute about a purchase — including price, quality, delivery, refunds, chargebacks, warranties or returns — is solely between the customer and the Merchant.
• An accountant, bookkeeper, auditor or tax adviser. Nothing in the Service is tax, accounting, legal or financial advice. References to records being "CRA-ready", "tax-ready" or similar describe formatting convenience only and are not a representation that any record satisfies the Canada Revenue Agency, any tax authority, or any statutory record-keeping obligation.
• A system of record. Digital receipts are convenience copies. You remain solely responsible for maintaining your own books, records and source documents as required by law. You must not rely on Quitslip as your only copy of any record you are legally required to keep.
• A guarantor of accuracy. Receipt Data originates from the Merchant's point-of-sale system and other third parties. We reproduce what we receive. We do not independently verify prices, tax calculations, item descriptions, or totals.
• A data-recovery or archival service. Retention periods are described in our Privacy Policy and may change.

5. Eligibility and accounts

• You must be at least 16 years old, or the age of majority in your province, to create an account. The Service is not directed to children under 13, and we do not knowingly collect their information.
• You are responsible for the accuracy of the information you provide and for keeping it current.
• You are solely responsible for safeguarding your credentials and for all activity under your account, whether or not authorised by you. Notify us immediately at noah@quitslip.com if you suspect unauthorised access.
• Certain accounts may be created without an email address (device-only accounts). A device-only account cannot be recovered if the device or app data is lost. You accept that risk by choosing that option.
• We may refuse, suspend or terminate any account at our discretion, subject to section 16.

6. Merchant terms

If you are a Merchant, you represent, warrant and agree that:

• You are duly authorised to operate your business and to connect any point-of-sale or payment account you link to Quitslip, and you own or are authorised to use that account.
• You are solely responsible for the accuracy, completeness and legality of all Receipt Data generated through your account, including item descriptions, pricing, discounts, and the calculation, collection and remittance of all applicable taxes.
• You are solely responsible for compliance with all laws applicable to your business, including consumer protection, electronic and paper receipt requirements, sales tax, record retention, advertising, privacy and employment law.
• You will not use the Service to generate fabricated, misleading, fraudulent or non-genuine receipts.
• You will continue to issue any receipt legally required in your jurisdiction. Quitslip is an additional, optional channel and is not a substitute for any legally mandated receipt or record.
• You are responsible for handling all customer enquiries, complaints, refunds and disputes relating to your transactions.
• You will physically place and maintain any NFC sticker or stand safely and in compliance with applicable rules for your premises.

7. Business and employer terms

If you operate a Business Account, additional obligations apply because the feature involves visibility into individuals' purchase activity.

• You are the controller of your employees' expense data. Quitslip processes it on your instructions and on your behalf.
• You are solely responsible for obtaining any consent and providing any notice required by law before adding an individual to your Business Account or viewing purchases attributed to them, including under applicable privacy and employment legislation. You must ensure each person understands what their employer can see.
• You will use employee expense data only for legitimate business-expense purposes, and not for surveillance, discipline or any purpose prohibited by law.
• You are responsible for administering roles, permissions, spending limits and approvals within your account, and for promptly removing individuals who leave your organization.
• You will indemnify Quitslip in accordance with section 15 for any claim brought by an employee, contractor or regulator arising from your use of the Business Account features.

8. Personal user terms

• You may view a receipt by tapping an NFC sticker without creating an account.
• If you create an account, use accurate information and keep your credentials secure.
• Your account is for your own personal records. Do not share it or impersonate anyone.
• A saved receipt is a personal convenience copy. The Merchant maintains its own records independently, and the Merchant's records govern in the event of any discrepancy.
• Any dispute about a purchase is between you and the Merchant. We can display the receipt; we cannot issue refunds, reverse charges or resolve purchase disputes.
• If you add a photographed or manually entered receipt, you are responsible for the accuracy of what you enter.

9. Acceptable use

You must not, and must not permit anyone else to:

• Scrape, crawl, harvest or systematically extract data from the Service;
• Reverse engineer, decompile, disassemble or attempt to derive source code, except where that restriction is prohibited by law;
• Probe, scan, penetration-test, overload, or otherwise interfere with the Service or its infrastructure, or circumvent any access control, rate limit or security measure;
• Create fake merchants, transactions or receipts, or use the Service for fraud, money laundering, or tax evasion;
• Impersonate any person or business, or misrepresent your affiliation;
• Upload malware, or content that is unlawful, infringing, defamatory or obscene;
• Resell, sublicense, or provide the Service to third parties except as expressly permitted;
• Use the Service to send spam or unsolicited communications; or
• Use the Service in violation of any applicable law or the terms of any Third-Party Service.

We may investigate suspected violations and may suspend or terminate access immediately where we reasonably believe a violation creates risk of harm, legal exposure or service disruption.

10. Fees, billing and refunds

• Paid plans are billed in Canadian dollars in advance, monthly or annually, at the price shown at the time you subscribe. Business Account pricing may include a per-employee component.
• Subscription payments are processed by a third-party payment processor. We do not store your full payment card details.
• Fees are exclusive of applicable taxes, which will be added where required.
• Unless otherwise stated or required by law, fees already paid are non-refundable, and cancelling stops future billing rather than refunding the current period. You retain access until the end of the paid period.
• We may change pricing on at least 30 days' notice before the change applies to your next billing period. Continued use after that date constitutes acceptance.
• If payment fails or is charged back, we may suspend the account until the balance is settled.
• Nothing in this section limits any refund or cancellation right you have under applicable consumer protection legislation.

11. Third-party services and dependencies

The Service depends on Third-Party Services we do not control, including point-of-sale platforms, cloud hosting, database providers, network carriers and app stores.

• Your use of a Third-Party Service is governed by that provider's own terms, and we are not a party to that relationship.
• We are not responsible or liable for any act, omission, outage, data loss, security incident, pricing change, API change or discontinuation by a Third-Party Service, or for any resulting interruption of the Service.
• A Third-Party Service may change or withdraw integration availability at any time, which may reduce or remove Service functionality without notice.

12. Intellectual property and feedback

• The Service, including all software, design, text, graphics, trademarks and the Quitslip name and logo, is owned by Quitslip or its licensors and is protected by intellectual property law.
• Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable licence to use the Service for its intended purpose. All rights not expressly granted are reserved.
• You retain ownership of data you submit. You grant us a worldwide, royalty-free licence to host, store, reproduce, transmit and display that data solely to operate, secure, support and improve the Service and as described in our Privacy Policy.
• We may create and use aggregated, de-identified statistical data derived from use of the Service, provided it does not identify you or any individual.
• If you send us feedback, suggestions or feature requests, you grant us an unrestricted, perpetual, irrevocable, royalty-free right to use them for any purpose without obligation or compensation to you.

13. Disclaimers of warranty

(a) Business Users. To the maximum extent permitted by law, the service and all content are provided "as is" and "as available", without warranty or condition of any kind, whether express, implied, statutory or otherwise. Quitslip expressly disclaims all implied warranties and conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, accuracy, and non-infringement.

Without limiting the foregoing, Quitslip does not warrant that the service will be uninterrupted, timely, secure, or error-free; that receipt data will be accurate, complete or preserved; that defects will be corrected; that the service will meet your requirements or achieve any particular result; or that the service will be compatible with any third-party service. You assume full responsibility for your use of the Service and for verifying any Receipt Data on which you rely.

Any feature identified as beta, preview, pilot or early access is provided for evaluation only, may be changed or withdrawn at any time, and is expressly excluded from any service commitment.

(b) Personal Users. Nothing in this section removes any warranty, condition or guarantee that applicable consumer protection legislation says cannot be excluded or limited. Where such legislation applies, our liability for breach of a statutory condition or warranty is limited, to the extent the law permits us to do so, to re-supplying the Service or the cost of re-supplying it. Otherwise, and subject to those rights, the Service is provided on an "as is" and "as available" basis.

14. Limitation of liability

(a) Business Users. To the maximum extent permitted by law, Quitslip and its founders, officers, employees, contractors, agents, suppliers and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, aggravated or punitive damages; nor for any loss of profits, revenue, business, anticipated savings, goodwill, reputation, opportunity, or for any loss, corruption or inaccuracy of data, records or receipts; nor for any regulatory penalty, tax reassessment, interest or fine; however caused and under any theory of liability, including contract, tort (including negligence), strict liability, statute or otherwise, and whether or not Quitslip has been advised of the possibility of such damages.

Quitslip's total aggregate liability to a business user for all claims arising out of or relating to these terms or the service, in the aggregate and not per claim, will not exceed the greater of (i) the total amount of fees actually paid by you to Quitslip for the service during the twelve (12) months immediately preceding the event giving rise to the first such claim, and (ii) one hundred Canadian dollars (CAD $100).

(b) Personal Users. Nothing in these Terms excludes or limits our liability where it cannot lawfully be excluded or limited. Subject to that, and to the maximum extent permitted by law, we are not liable to you for indirect or consequential loss, and our total aggregate liability to you is limited to the greater of the amount you paid us in the twelve months before the claim and CAD $100.

(c) Exclusions that always apply. Nothing in these Terms excludes or limits liability for fraud or fraudulent misrepresentation, wilful misconduct, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded or limited.

(d) Allocation of risk. You acknowledge that the fees for the Service reflect this allocation of risk, that these limitations are a fundamental basis of the bargain between us, that without them the Service could not be offered at its current price, and that these limitations apply even if a limited remedy fails of its essential purpose.

15. Indemnity (business users)

If you are a Business User, you will defend, indemnify and hold harmless Quitslip and its founders, officers, employees, contractors and agents from and against any third-party claim, demand, action, proceeding, loss, liability, damage, penalty, cost and expense (including reasonable legal fees) arising out of or relating to:

• your use of, or inability to use, the Service;
• your breach of these Terms or of any applicable law;
• the accuracy, content or legality of Receipt Data generated through your account, including tax treatment;
• any dispute between you and a customer, employee, contractor or other third party, including purchase, refund, chargeback and employment disputes;
• your collection, use, disclosure or retention of personal information, including employee expense data; or
• your infringement or misappropriation of any third-party right.

We will notify you of any claim for which we seek indemnification, allow you to control the defence with counsel reasonably acceptable to us, and reasonably cooperate at your expense. You may not settle any claim in a way that imposes obligations on us or admits fault on our behalf without our prior written consent.

16. Term, suspension and termination

• These Terms apply for as long as you use the Service.
• You may stop using the Service and delete your account at any time from your account settings. Deletion is handled as described in our Privacy Policy.
• We may suspend or terminate access immediately, with or without notice, if you breach these Terms, if we reasonably suspect fraud or unlawful use, if required by law or by a Third-Party Service, or to protect the Service or other users.
• We may otherwise terminate a paid account on 30 days' notice, and will refund any prepaid fees for the unused remainder of the then-current period.
• If we discontinue the Service entirely, we will use commercially reasonable efforts to give Business Users at least 60 days' notice so that data can be exported.
• On termination, your licence ends immediately. Sections 4, 9, 12, 13, 14, 15, 19, 20 and 21 survive termination.

17. Changes to the Service and these Terms

• We are continually developing the Service and may add, change, suspend or remove features at any time. We will not make a material reduction to a paid feature set without notice.
• We may amend these Terms. For material changes, we will give at least 14 days' notice by email or in-Service notice before they take effect for existing users, and will update the "Last updated" date.
• Continued use after the effective date constitutes acceptance. If you do not accept the changes, stop using the Service and cancel your subscription before the effective date.
• Non-material changes — typographical corrections and clarifications that do not reduce your rights — may be made without notice.

18. Events outside our control

We are not liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, natural disaster, fire, flood, epidemic or pandemic, war, terrorism, civil unrest, labour disruption, government action, change in law, power or telecommunications failure, internet or hosting outage, denial-of-service or other cyber-attack, or the failure, suspension or discontinuation of any Third-Party Service.

19. Governing law and disputes

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in it, without regard to conflict-of-laws rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

(a) Business Users. You and Quitslip irrevocably attorn to the exclusive jurisdiction of the courts of the Province of Ontario, sitting in the City of Greater Sudbury or the City of Toronto, for any dispute arising out of or relating to these Terms or the Service, and you waive any objection based on venue or forum non conveniens. Before commencing proceedings, you agree to first contact us at noah@quitslip.com and to attempt in good faith to resolve the dispute for 30 days.

(b) Personal Users. Nothing in this section requires you to arbitrate any dispute, prevents you from participating in a class proceeding, or limits your right to bring a claim in the courts of the province where you reside, including in Small Claims Court, or to complain to a regulator. We encourage you to contact us first so we can try to resolve the matter directly.

20. Time limit for claims

To the maximum extent permitted by law, and except where a longer period is required by applicable limitations or consumer protection legislation, any claim by a Business User arising out of or relating to these Terms or the Service must be commenced within one (1) year after the cause of action arises, failing which it is permanently barred. This section does not shorten any limitation period that applies to a Personal User where the law does not permit it to be varied.

21. General provisions

• Severability and reformation. If any provision is held invalid, illegal or unenforceable, it will first be read down or modified to the minimum extent necessary to make it valid and enforceable while preserving the parties' original intent — in particular, any limitation of liability held to be excessive will be reduced to the maximum amount permitted rather than struck out. Only if it cannot be so modified will it be severed, and the remaining provisions will continue in full force.
• No waiver. Our failure or delay in enforcing any provision is not a waiver of it, and a waiver in one instance is not a waiver in any other.
• Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign them, in whole or in part, to an affiliate or in connection with a merger, acquisition, reorganization or sale of substantially all of our assets.
• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and Quitslip regarding the Service and supersede all prior or contemporaneous communications, representations, proposals and understandings, whether oral or written. You confirm you have not relied on any statement not expressly set out in these Terms.
• No third-party beneficiaries. Except for the indemnified parties named in section 15, these Terms create no rights for any third party.
• Independent parties. Nothing in these Terms creates a partnership, joint venture, agency, franchise or employment relationship between you and Quitslip.
• Notices. We may give notice by email to the address on your account or by posting in the Service. Notice to us must be sent to noah@quitslip.com.
• Language. The parties have requested that these Terms and all related documents be drawn up in English. Les parties ont demandé que ces conditions et tous les documents connexes soient rédigés en anglais.

22. How to contact us

Questions about these Terms:

Quitslip
Email: noah@quitslip.com
Phone: (705) 230-5066
Ontario, Canada